Credit Card Response Codes Values

Appendix D – Credit Card Response Codes Values

ResponseCode ResponseMsg
00 APPROVED
01 REFER TO CARD ISSUER
03 INVALID MERCHANT
04 PICK UP CARD
05 DECLINED
06 EDIT HONOR
13 INVALID AMOUNT
14 INVALID CARD NUMBER
16 INVALID_TRANSACTION
20 TIMEOUT
21 AVS ERROR
26 CVV ERROR
46 CLOSED ACCOUNT
51 DECLINED
54 EXPIRED CARD
55 INCORRECT PIN
57 TRANSACTION NOT PERMITTED BY CARDHOLDER
75 EXCESSIVE PIN ATTEMPTS
86 INVALID_INPUT_DATA
92 COMMUNICATION LINK DOWN
6P VERIFICATION DATA FAILED
EC CID FORMAT ERROR (AMEX 4 DIGIT)